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1OZ GOLD BAR — JULY 31, 2025

🪙 99.99% Purity · GST/HST-exempt · RRSP/TFSA: Yes

C$4,666.73
Premium: C$113.82 (2.5%)

On Thursday, July 31, 2025, the 1oz Gold Bar was priced at C$4,666.73 in Canadian Dollars. This included the spot price of C$4,552.91 plus a typical dealer premium of C$113.82 (2.5% over spot). Gold rose C$13.31 (+0.29%) from the previous session.

1oz gold bars are produced by refiners worldwide, including the Royal Canadian Mint, PAMP Suisse, and Valcambi. Canadian investors favour bars from LBMA-approved refiners, which ensure quality and resale value. Investment-grade gold bars with 99.5%+ purity are GST/HST-exempt and eligible for RRSP/TFSA registration in Canada.

In 2025, gold in CAD traded between C$3,809.34 and C$6,192.19, with an annual average of C$4,811.55. This day's price was -5.4% below the yearly average and -26.5% from the year's high.

PRICE BREAKDOWN

ComponentCAD
Gold Spot (XAU/CAD)C$4,552.91
Premium (2.5%)+C$113.82
1oz Gold BarC$4,666.73
Per GramC$150.04

CANADIAN DEALER PRICES — JULY 31, 2025

Dealer1 oz Bar (CAD)Premium
KitcoC$4,617.91C$65.00
Sprott MoneyC$4,630.91C$78.00
SilverGoldBullC$4,607.91C$55.00
TD Precious MetalsC$4,647.91C$95.00
Royal Canadian MintC$4,662.91C$110.00
Border GoldC$4,622.91C$70.00

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📊 Market Analysis — July 31, 2025

Gold demand in Canada has grown significantly over the past decade, driven by institutional investors, ETF flows, and retail buyers seeking portfolio diversification. The Royal Canadian Mint's Gold Maple Leaf remains one of the world's most widely traded bullion coins. Exchange-traded funds (ETFs) like SPDR Gold Shares (GLD) and iShares Gold Bullion ETF (CGL.TO) offer paper gold exposure. However, physical bullion provides tangible ownership without counterparty risk. Canadian investors should weigh convenience (ETFs) against security (physical) when building gold allocations.

❓ Frequently Asked Questions

❓ Is this product GST/HST-exempt in Canada?

Under the Excise Tax Act, investment-grade gold bullion with 99.5% or higher purity is exempt from GST/HST across all Canadian provinces. Products below this threshold (e.g., American Eagle at 91.67% gold) are subject to full provincial sales tax.

❓ How should I store gold safely at home?

If storing at home, use a UL-rated fire-resistant safe bolted to concrete. Consider a rider on your home insurance policy. For larger holdings, allocated vault storage through Kitco Pool or Sprott Money provides institutional-grade security.

❓ What is the best size to buy for Canadian investors?

For most Canadian investors, 1oz gold bars or Canadian Gold Maple Leaf coins offer the best balance of premium and liquidity. Larger bars (10oz, kilo) have lower premiums per ounce but can be harder to liquidate in smaller amounts.

💡 Canadian Gold Investor Guide

Dollar-Cost Averaging (DCA): Buy a fixed CAD amount of gold each month — say C$500. This strategy reduces the impact of short-term volatility and removes the stress of timing the market. Over 10+ years, DCA has historically produced returns close to the annual average gold price.

Portfolio Allocation: Most Canadian financial planners recommend allocating 5–15% of a diversified portfolio to gold and precious metals. This allocation provides downside protection during equity bear markets while maintaining growth potential during inflationary periods.

⚖️ Unit Conversions (CAD)

UnitPrice (CAD)
Per Troy Ounce (31.1g)C$4,666.73
Per GramC$150.04
Per KilogramC$150,038.64
Per Pennyweight (1.555g)C$233.34
Per Tola (11.66g)C$1,750.02

📚 Learn more: How to Buy Gold in Canada · Gold Tax Guide · 25 Year Price Analysis · All Guides